DISCLAIMER: The VIGOR Protocol is not a Financial or Payment Service of any kind and in any Jurisdiction. The terms “loan”, “debt”, “insurance”, “collateral”, “bailout”, “borrow”, “lend”, ”savings” are used only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or traditional financial environment. The VIGOR Protocol and Smart Contracts do not accept as collateral or insurance or work at all with security tokens of any kind and with fiat or asset backed stablecoins, whether global or limited in scope. The VIGOR protocol does not allow, process or facilitate in any way user-to-user transfer of any token or other assets or values, nor third party payments of any kind. The Vigor DAC and its Members and Custodians do not own or control the VIGOR Protocol and/or the Smart Contracts, but simply contribute in its development, maintenance and security in a fully open, community driven and decentralized way. An independent, public no-profit association incorporated in Singapore and composed of VIGOR Protocol developers, enthusiasts and Vigor DAC Members and Custodians, denominated VIGOR DAC LTD., oversees that the core principles of the DAC, the Protocol and the Whitepaper are respected and ensures complete decentralization and independence is always safekept and maintained.